The Forum

Session Opens with High Stakes and Narrow Windows: The 2026 legislative session begins February 2 with lawmakers facing compressed timelines and competing pressures. Every statewide office is on the ballot in November, June primaries will effectively decide many races, and legislators are already positioning for the post-session campaign sprint. This creates a predictable dynamic: big, controversial reforms face long odds unless they align with easy voter messaging. Expect in

Oklahoma Homeowners Insurance Reform on the Horizon: Oklahoma’s sky-high insurance costs are driving lawmakers toward major reforms in 2026. Among the priciest in the nation, average premiums hit $4,613 for a $300,000 home. Proposed measures include longer cancellation notices, shorter claims lookback periods, rate approval changes, profit limits, and tighter rules on credit-score use. The challenge: protecting consumers without pushing insurers out of the market. Insurers, l