The Forum

Oklahoma Homeowners Insurance Reform on the Horizon: Oklahoma’s sky-high insurance costs are driving lawmakers toward major reforms in 2026. Among the priciest in the nation, average premiums hit $4,613 for a $300,000 home. Proposed measures include longer cancellation notices, shorter claims lookback periods, rate approval changes, profit limits, and tighter rules on credit-score use. The challenge: protecting consumers without pushing insurers out of the market. Insurers, l